|By STEVE LOHR|
Some foes of the Obama administration’s Affordable Care Act portray the law as nothing less than socialist-style government control of American health care.
Its software makes those calculations based not only on age, location and gender, but also health conditions, personal history and drugs taken — taking into account premiums, deductible payments and government subsidy payments, if a person or family qualifies. It allows a person to figure in the likely costs of injuries like a dislocated shoulder or life events like a pregnancy. Some of the information it pulls in automatically, and other data is submitted by users.
The federal and state exchanges offer the same insurance plans, but not Stride Health’s personalized recommendations and detailed cost predictions. “We think of the exchanges as our partners,”
The Affordable Care Act,
Previously, an individual or family applying for insurance could be asked all kinds of questions about medical conditions, family history and lifestyle. That system was known as “individual underwriting,” and information was collected by the insurer to tailor prices and terms.
“That’s off the table now,”
“But there is little personalization on the web in health care for the user and buyer,” he said. “Health care is lagging a decade behind the rest of the web.”
The many data sets
“We couldn’t have done this even a few years ago,”
HealthData.gov got underway about five years ago. Seeing that little was being done with government health data, the Obama administration gathered 45 researchers, software engineers and entrepreneurs in 2010, gave them 30 data sets and asked them what they could do in 30 days to develop prototype applications. That event became known as the first Health Datapalooza, recalled
In June, the fifth annual Health Datapalooza was held in a convention center in
Stride Health’s investors include
No one at
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|Source:||New York Times Digital|