|Copyright:||(c) 2010 Targeted News Service|
|Source:||Targeted News Service|
Crooked agents may target seniors during open enrollment for
“As Insurance Commissioner, I want to be sure that
There are changes to
Additionally, there are significant changes to
-Preventive care – Beginning in 2011,
-Annual physical exams – Beneficiaries are eligible for a yearly wellness exam to develop or update a personalized prevention plan.
-Medicare Prescription Drug Coverage – some beneficiaries enrolled in Medicare Prescription Drug plans face a gap in coverage often referred to as the “doughnut hole.” This is the portion of your annual drug expenditures, when you may be responsible for the costs of all medications. Beginning in 2011, some beneficiaries who enter the “doughnut hole” will get a 50% discount on
-Medicare Advantage Plans – beginning in 2011,
Consumer education is the key to fighting unscrupulous and illegal sales practices. To that end, Commissioner Poizner has reached out to seniors facilities, requesting that administrators and staff join CDI in a statewide effort to protect seniors by posting and distributing useful tips for combating these illegal tactics. By sharing some simple tips, Commissioner Poizner aims to greatly reduce improper
Commissioner Poizner offers the following tips to help seniors protect themselves against predatory insurance sales practices during open enrollment for
-Make Sure They’re Licensed: Not all people marketing
-Cold Calls Prohibited: Federal regulations prohibit “cold calls” which may take the form of uninvited sales calls, door-to-door visits, unsolicited emails, telephone calls or any other type of sales contact without your express invitation.
-Be Stingy with Personal Information: Never give out personal information such as your
-Medicare Has No Official Sales Reps: Be wary of any salesperson who says that he/she is a
-No Marketing in Educational or Care Settings: Federal regulations prohibit the marketing of
-No Such Thing as a Free Lunch: Federal regulations prohibit offers of free meals for listening to a sales presentation or for signing up in a particular plan.
-Don’t Let Them Oversell You: Federal regulations prohibit selling additional insurance products during any sales or marketing presentation for a
-Read and Understand the Plan: Be sure that the plan that you choose matches your needs and that you can continue to see your current health care providers if you wish. It may be very difficult or even impossible to “undo” your selection later.
-You have rights! Contact the
-Additional Info: Information about
TNS 23SQ 101123-3120134 StaffFurigay