STANDARD & POOR'S
STANDARD & POOR'S
The North American life insurance industry is facing a number of challenges despite strong earnings and balance sheets. In a new report, "North American Life Insurers' Balance Sheets Are Strong, But Better Earnings Might Be Hard To Come By," published
"We expect life insurers' net investment income to remain constricted by low interest rates," said Standard & Poor's credit analyst
On the whole, we expect few rating changes in 2012–unless we lower our sovereign rating on
"Under our baseline economic assumptions, we expect the North American life insurance industry to maintain strong balance sheets with relatively stable earnings,"
The report is available to subscribers of RatingsDirect on the Global Credit Portal at www.globalcreditportal.com. If you are not a RatingsDirect subscriber, you may purchase a copy of the report by calling (1) 212-438-7280 or sending an e-mail to firstname.lastname@example.org. Ratings information can also be found on Standard & Poor's public Web site by using the Ratings search box located in the left column at www.standardandpoors.com. Members of the media may request a copy of this report by contacting the media representative provided.
Robert A Hafner, FSA,
Donald H Chu, CFA,
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