“Whilst warnings about interest-only loans and over committed borrowers might be justified in some circumstances it does not mean all interest only loan borrowers should be penalised and outlawed,”
“The cumulative impact of the collective action of
“We need to be careful that we don't constrain the building and construction sector that has kept the Australian economy growing following the decline in the mining sector. Anecdotal evidence suggests that this is a real risk and the “expert opinions” we are being bombarded with daily can quickly become a doomsday prophecy.
“The actions of regulators and banks to restrain the surge of property investment in the two major capital cities are reacting to what we see in the rear vision mirror. The data being acted on is lagged. We need to consider what is happening in the market place at the moment and what the combined impact of the measures will have – none of which will be apparent for some time to come.
“Market information from our
“We need to be careful that an overreaction to the investor led
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