DENVER (PRWEB) January 16, 2020

RefiJet is pleased to launch a comprehensive new brand, consisting of a new logo as well as an updated, expanded website, RefiJet.com. The new logo reflects a vibrant, forward-focused look that reflects the Company's commitment to leading-edge technology for application processing and data security along with its commitment to providing clear, direct, and comprehensive information on loan options for consumers. The updated website provides additional information and tools to help consumers determine whether refinancing an auto loan is an attractive option that will help them reduce their interest rate, lower their monthly payments or obtain a better loan structure to achieve their financial budget and goals. The website also provides additional answers to the questions that consumers typically encounter when they think about refinancing.

“In everything we do,” says Managing Partner, Reid Rubenstein, “our focus is on providing clear, accurate information that helps the consumer move forward with a financial decision that puts them in the best possible position for which they qualify.” He continues, “our new branding reflects our energy and the idea that we can provide a fast, simple process that makes a huge difference in a consumer's life when they get a new refinance loan through RefiJet.”

Since 2016, RefiJet has provided a nationwide auto loan refinance program that provides a highly personalized process that generates customized auto refinance solutions for each applicant's unique situation. The Company uses leading-edge technology and the highest levels of regulatory compliance to ensure consumer protection in every stage of its process. Those looking to refinance an auto loan can contact the Company, either through its website or by calling one of RefiJet's experienced, Financial Service Representatives. RefiJet assists the consumer through the entire process of applying, evaluating their options, and completing the necessary paperwork.

About RefiJet

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A Denver, Colorado-based company, RefiJet provides a nationwide vehicle loan refinance program for consumers across different credit tiers who want to refinance to a lower monthly payment, lower the interest rate, or get a better loan structure. It works with a variety of lenders, so it specializes in offering consumers the best deal for which they qualify.

For more information, visit http://www.refijet.com.

Read the full story at https://www.prweb.com/releases/refijet_launches_new_branding_for_its_auto_loan_refinance_program/prweb16840417.htm

When it comes to overall financial wellness, Americans feel challenged on numerous fronts.

But employer-provided information and financial-wellness programs go a long way in helping many employees keep their financial lives on track and feel more confident about their finances, according to the 2022 TIAA Financial Wellness Survey.

The study was conducted online from Oct. 22 to Nov. 3, surveying 3,008 Americans ages 18 and over on a broad range of financial-management issues and topics.

Six in 10 Americans reported that they are stressed about their finances, including a quarter with “a great deal” of stress. Seventy-five percent of Gen Z (along with 74% of millennials) report feeling financially stressed.

Just 22% of Americans rated their own financial wellness as high (a 9 or 10 out of 10), the survey said. Gen Z people have the least positive view; only 12% of Gen Z rate their financial wellness as a 9 or 10.

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People in this generation also are more likely to say their financial wellness is worse than where they thought they’d be at their age 10 years ago and worse than people in their parents’ generation when they were their age.

“There could be any number of reasons behind Gen Z’s view of their financial wellness,” explained Snezana Zlatar, senior managing director, financial wellness, advice & innovation, TIAA Financial Solutions. “But we know that targeted, ongoing education about the benefits these programs offer can help increase their adoption and drive financial wellness for employees.”

Key Concerns Of Americans

For most Americans, day-to-day financial concerns supersede longer-term issues, Zlatar said.

“Americans rank concerns such as ‘having the means to take care of your family and others’ (53%), ‘not worrying about money or debts’ (51%), ‘feeling protected financially from life’s unexpected events’ (51%), ahead of retirement financial security (36%) when asked to define financial wellness,” she said.

Fortunately, employer-sponsored, financial-wellness programs appear to help ease money concerns of Americans, in particular Gen Z, added Zlatar. But only about 55% of workers take advantage of these programs, she added.

Employees who have participated in a wellness program are twice as likely to have a high financial-wellness rating as those who haven’t participated (32% vs 15%), she said.

“They’re also more confident they can retire when they want (54% vs 32%); more confident they will be able to afford the retirement lifestyle they want (54% vs 29%) and are more confident they will not run out of money (50% vs 29%),” she added.

Among the financial-wellness resources at work, saving for retirement is the most used, followed by managing healthcare costs, help in building an emergency fund, and choosing/monitoring investments.

Employee Focus On Short-Term Issues

Because day-to-day financial concerns are paramount for so many Americans, longer-term issues are receiving less focus. According to the survey, Americans rank concerns such as “having the means to take care of your family and others” (53%), “not worrying about money or debts” (51%), and “feeling protected financially from life’s unexpected events” (51%), well ahead of retirement financial security (36%) when asked for a definition of financial wellness.

They also rank the “ability to pay monthly bills without difficulty” (38%) and “having a reliable source of income” (38%) ahead of being on track with retirement savings (16%) when asked about their current priorities for securing financial wellness.

In addition, the survey found that most people don’t think about their retirement planning when considering their financial wellness. This is especially true in the case of Gen Z. Still, 57% of people – and 68% of Gen Z – are interested in learning more about effective retirement planning, along with other key topics, through an employer financial-wellness program.

Employer Responsibility For Programs

Over half of survey respondents – and 65% of Gen Z respondents — agreed that employers have a responsibility to help employees improve and maintain their financial wellness.

Even so, the survey noted, about three in four workers (and Gen Z in particular) have some reservations about using that support. The most common of these reservations are the possibility of hidden costs or fees and not wanting to disclose finances or financial issues to their employer.

Ayo Mseka has more than 30 years of experience reporting on the financial-services industry. She formerly served as Editor-In-Chief of NAIFA’s Advisor Today magazine. Contact her at amseka@INNfeedback.com.