DENVER (PRWEB) January 16, 2020

RefiJet is pleased to launch a comprehensive new brand, consisting of a new logo as well as an updated, expanded website, RefiJet.com. The new logo reflects a vibrant, forward-focused look that reflects the Company's commitment to leading-edge technology for application processing and data security along with its commitment to providing clear, direct, and comprehensive information on loan options for consumers. The updated website provides additional information and tools to help consumers determine whether refinancing an auto loan is an attractive option that will help them reduce their interest rate, lower their monthly payments or obtain a better loan structure to achieve their financial budget and goals. The website also provides additional answers to the questions that consumers typically encounter when they think about refinancing.

“In everything we do,” says Managing Partner, Reid Rubenstein, “our focus is on providing clear, accurate information that helps the consumer move forward with a financial decision that puts them in the best possible position for which they qualify.” He continues, “our new branding reflects our energy and the idea that we can provide a fast, simple process that makes a huge difference in a consumer's life when they get a new refinance loan through RefiJet.”

Since 2016, RefiJet has provided a nationwide auto loan refinance program that provides a highly personalized process that generates customized auto refinance solutions for each applicant's unique situation. The Company uses leading-edge technology and the highest levels of regulatory compliance to ensure consumer protection in every stage of its process. Those looking to refinance an auto loan can contact the Company, either through its website or by calling one of RefiJet's experienced, Financial Service Representatives. RefiJet assists the consumer through the entire process of applying, evaluating their options, and completing the necessary paperwork.

About RefiJet

A Denver, Colorado-based company, RefiJet provides a nationwide vehicle loan refinance program for consumers across different credit tiers who want to refinance to a lower monthly payment, lower the interest rate, or get a better loan structure. It works with a variety of lenders, so it specializes in offering consumers the best deal for which they qualify.

For more information, visit http://www.refijet.com.

Read the full story at https://www.prweb.com/releases/refijet_launches_new_branding_for_its_auto_loan_refinance_program/prweb16840417.htm

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As a homeowner, you’re always looking for ways to save money and shave costs. This may be even more true due to the disruption in the economy and widespread unemployment caused by the coronavirus pandemic.

If you’re searching for ways to cut corners and keep homeownership costs down, then you should use an online marketplace like Credible. Credible can share tips that will save you money and time. Start by comparing mortgage rates to see if you can lower your costs.

How to save money as a homeowner

Check out these seven ways to save money as a homeowner, including taking advantage of the current low mortgage refinance rates.

1. Take advantage of refinance rates

2. Reexamine your home insurance policy

3. Raise your deductible

4. Shop around

5. Consider bundling policies

6. Try improving your credit score

7. Make sure you’re not underinsured

1. Take advantage of refinance rates

Interest rates have remained low for nearly a year due to COVID, which has fueled substantial mortgage refinance activity. However, as current political and economic factors evolve, Freddie Mac is reporting a fluctuation in rates. Even so, the Federal Reserve expects rates to remain relatively low for some time as the economy continues to rebound.

Use Credible’s free online tool to easily compare multiple mortgage lenders and see prequalified rates in as little as three minutes.

Current rates (as of Feb. 11, 2021):

* 30-year fixed-rate mortgage (FRM): 2.73%

* 15-year FRM: 2.29%

* 5/1-year adjustable-rate mortgage (ARM): 2.79%

You may consider refinancing if your current home loan comes with high interest and monthly payments that exceed your monthly budget. Or, you may want to change mortgage companies, get rid of your private mortgage insurance (PMI), or use the equity in your home to finance a big purchase or remodeling project.

To refinance at the best rates, you will need at least 10-20% equity in your home, a steady income, and a good credit score. Refinance closing costs can range from 3-6% of the loan amount. That means you could pay as much as $6,000 on a $200,000 refinance. To learn if a mortgage refinance is best for you, use Credible’s mortgage calculator to see how much you can save.

HOW TO DECIDE IF YOU SHOULD REFINANCE YOUR MORTGAGE

2. Reexamine your home insurance policy

Covering the expense of home insurance comes with owning a home. But as home insurance premiums have increased by nearly 6% since 2018, according to the NAIC 2019 Insurance Department Resources Report, homeowners are looking for ways to cut costs on their insurance and save you money over time.

Many insurers offer discounts. You might qualify for a discount if you keep your policy with the same insurer for at least three years, pay your premium annually (instead of quarterly), upgrade windows and insulation, add a security system, fire extinguishers, and smoke detectors, or by making energy-efficient upgrades.

Credible can help you choose your insurance. Click here to compare multiple home insurance quotes in minutes through Credible’s partners to potentially save you money.

DO YOU NEED HOMEOWNERS INSURANCE?

3. Raise your deductible

Although you should never have a deductible that’s higher than what you can afford out of pocket, it’s not uncommon to see your premiums decrease when you raise your deductible. Just raising your deductible by $1,000 can save you as much as 25% on your premiums, according to the Insurance Information Institute.

4. Shop around

If you’ve taken advantage of any discounts available to you through your current insurer, you may want to check out other insurers to make sure you’re getting the very best rate. It’s easy to compare mortgage lenders and get a quote in just a few minutes at Credible.

But the cost isn’t the only thing to consider. Make sure you’re comparing apples to apples and getting the same coverage as on your current policy. Then, if you find a better rate, see if your current insurer can meet or beat it.

TOP 5 MORTGAGE REFINANCE QUESTIONS ANSWERED

5. Consider bundling policies

Most insurers offer better rates for bundling homeowners and car insurance. Generally, if you bundle your insurance policies with the same insurer, you’ll likely have only one deductible, which can, but may not always, be lower than if you didn’t bundle.

If you want to see what kind of insurance options are out there, head to Credible. Credible makes it easy to compare quotes, saving you both time and money.

THIS IS THE BEST WAY TO LOWER YOUR CAR INSURANCE COSTS

6. Try improving your credit score

In most states, your credit score impacts the cost of your homeowner’s insurance. How much you’ll save varies from one insurer to the next and is often a factor when setting your rates. It’s not uncommon that the higher your score, the better your insurance costs overall.

Insert your estimated credit score into Credible’s free online tools to determine what refinance rates you’d qualify for on a new home loan.

7. Make sure you’re not underinsured

Although you want to explore all the options available to lower your homeowner’s insurance policy, you don’t want to trim costs so much that you’re underinsured. There are no state-mandated standards for homeowner’s coverage, but being underinsured might leave you liable for a significant sum if your home sustains major damage or you have to rebuild.

HOW MUCH DOES HOME INSURANCE COST?