Cerulli research finds fixed indexed annuities are expected to rise to the top of the leaderboard over the next few years. What’s behind the prediction?

A growing number of professional publications aimed at financial advisors plus consumer and news mediums are spotlighting the growing problem of student loan debt. Match those up with increased concern over the potential for robotics and artificial intelligence to disrupt careers and job prospects, and an obvious challenge emerges regarding education…

In video 2 of the Rewirement series, Jamie Hopkins, Director of Retirement Research at the Carson Group discusses Long-term care and how advisors can help clients plan for it.

The U.S. Attorney for the Middle District of North Carolina, Matthew G. T. Martin, issued the following news release:. A Florida financial advisor who provided financial services to professional athletes was sentenced to prison today for conspiring to commit wire fraud and money laundering, announced Matthew G.T. Martin, U.S. Attorney for the Middle District of…

The low-cost race is set to escalate further as Charles Schwab and Fidelity Investments both announced plans to expand their commission-free ETF lineup.

Under certain market conditions, and when it comes to particular asset classes, one method tends to outperform the other. Here’s a look at why and what it means to the average investor.

Jamie Hopkins, Director of Retirement Research at the Carson Group introduces his newest video series Rewirement Tips exclusively found on AdvisorNews.com

This year, consider going beyond the flowers and chocolates and think about providing financial-related gifts to your loved ones of all generations. Here are some gift possibilities to consider:. So, why not use Valentine’s Day as an opportunity to review your disability and life insurance?

Americans’ optimism about their personal finances has climbed to levels not seen in more than 16 years, with 69% now saying they expect to be financially better off “at this time next year.”

The gross national debt surpassed $22 trillion for the first time in U.S. history, according to data released by the Treasury Department on Tuesday. National debt stood at $21.974 trillion as of Dec. 31, representing an increase one year after President Donald Trump signed a tax reform bill in which a lower corporate tax rate lowered Treasury revenues.

Valentine’s Day remains a very popular time for marriage proposals, but have you created a financial plan for your possible new life together? “It is so important that couples planning marriage reach an agreement about how they intend to merge their finances,” said Dan Fan, senior vice president and director of wealth planning at First Bank.

Video game and chipmakers led stock futures higher Tuesday, as lawmakers hustled to avoid a government shutdown and the Dow Jones index held at 25,000.

Someone has to inherit your assets, and if you don’t decide, state laws will do it for you. That means your awful Great Uncle Ed may inherit, while your beloved cousin Mary may get nothing. That’s only one reason to get busy.

With a longer lifespan and often less time building a nest egg, the stakes for women are higher in retirement, but these challenges don’t have to sideline your planning.

Strategies can be mixed together. A long-term care plan should never be an all or nothing plan – it should be collaborative and coordinated with the overall retirement income plan.

This $1.5 trillion dilemma doesn’t discriminate.

Fresh doubts about whether star managers can deliver consistently superior returns have been raised following Bill Gross’ retirement.

If you can encourage the unique passions, goals and skills of each individual in your company, you can create a work place that is just as dynamic as its people. One of the ways I’ve found to best grow and encourage my employees is by instituting a culture of ownership.

The Ways and Means Committee of the U.S. House of Representatives heard open testimony Wednesday morning from a stable of retirement and financial experts, with the stated goal of promoting solutions to American workers&# x2019; significant projected retirement savings shortfall. Speakers included Diane Oakley, executive director, National Institute on…

Cryptocurrency has the potential to completely change how our economy functions— and it’ s already doing it. Many countries have either allowed or fully embraced cryptocurrencies like Bitcoin, the market cap for multiple cryptocurrencies has exceeded $1 billion, and public regard for cryptocurrencies is at an all-time high. That means the core institutions…

Having a will is an essential part of an estate plan. A will directs how your probate assets will be distributed upon your passing, designates an Executor to be in charge of your estate, and allows you to create trusts for minor grandchildren or disabled beneficiaries.

Our first issue, published in February 1994, offered guidance on timely issues of the day, such as how to take advantage of the home-sale-profit exclusion and how to comply with new rules that for the first time required a receipt for charitable donations of $250 or more. Some advice, such as how to figure tax on Social Security benefits, proved to be evergreen.

The Tax Cuts and Jobs Act goes into effect for 2018 taxes, but the results of much lower business taxes are already visible in the US stock market. The top reason to limit spending, according to the Bankrate study, is to save more. According to the Federal Reserve, 40% of Americans can’ t afford a $400 emergency from savings, so the results of the Bankrate study are…

But Catherine Putney of ITR Economics of Manchester produced groans from a lunchtime audience when making a more dire prediction. “ITR does mention that 2030, will be a pretty– I don’t want to say apocalyptic– but another Great Depression in the United States,” Putney told 160 people attending a Greater Manchester Chamber of Commerce luncheon at the Puritan…

After suffering their worst December in almost 90 years, U.S. stocks rebounded in spectacular fashion in January. U.S. markets notched the best January in 30 years, fueled by positive news from the Federal Reserve. Federal Reserve Chairman Jerome Powell remained cautious while pointing to strength in the labor market and tepid inflation.

Achieving your goals requires much more than just choosing the right investments. To keep you on track, financial professionals sometimes need to step in with some clear coaching and a little tough love.

Cryptocurrency exchanges that want to use Nasdaq’ s proprietary surveillance technology need to have more than money. A team of about 20 people contribute to an elaborate due-diligence process aimed at ensuring that any exchange that wants to use the technology, which scans for fraudulent transaction patterns, is technically capable and morally inclined…

WASHINGTON— The Federal Reserve held its benchmark interest rate steady Wednesday and sent its strongest signal to date that it sees no need to raise rates anytime soon. The Fed’s key rate influences many loan rates for businesses and consumers, including mortgages. The picture sketched by Powell and the Fed was of a U.S. economy that remains on firm footing with…

Stock markets are up slightly ahead of the U.S. Federal Reserve’s interest rate announcement and the subsequent news conference by Chairman Jerome Powell. Investors expect the central bank to keep its rates on hold but will be looking for Powell to confirm that any further hikes will be gradual. Concerns about the pace of rate increases, which can make borrowing more expensive and cool off economic growth, had last year sent stock markets into a tailspin.

Not that 2018 was a stellar year for growth companies, but it was downright miserable for value stocks. Using a pair of popular funds as proxies, growth stocks finished last year 4.5% in the hole… but value equities lost nearly 8%. The coming year could look quite different, however.

Fed meeting: The current pace of quantitative tightening seems like an unnecessary risk. The Dow Jones could suffer a letdown if policymakers doesn’t alter their approach.

Robo-advisors, digital platforms and lower-cost delivery options will have a place in the industry and will gain market share, but the real money is in providing it all through one gateway.

According to a new LIMRA Secure Retirement Institute study, 79 percent of American consumers are concerned about financial fraud with 36 percent saying they were very concerned. The report, Financial Fraud and Retirement Accounts: An Opportunity to Engage, Educate and Build Trust, noticed that levels of concern vary significantly across the different types…

Even the best clients in the most appropriate investments can panic when they’re watching their hard-earned savings shrink on a daily basis.

While contributing the max to a 401 plan may not be easy, data from Vanguard suggests that over 40 percent of participants earning $100,000 or more were able to reach the limit last year. According to the Bureau of Labor Statistics, nearly 56 percent of employers offer a 401 plan and of those with a plan, 51 percent offer some form of a match. For example, let’s assume a…

Down 650 points one day. Up more than 1,000 points the next. “Turn off, or at least turn down, the financial talking heads,” says financial planner Paul Fain, with Asset Planning Corp., in Knoxville, Tenn. Longer-term, the following steps can help you make lemonade when the market gives you lemons.

Both Boomers and Gen Xers are relying or expect to rely on Social Security for a portion of their monthly income. Seventy-three percent of Boomers rely on Social Security for 25% to 100% of their monthly income–and 85% of Gen Xers expect to do the same. Fifty percent of Boomers and Gen Xers have saved or are on track to save $700,000 or less.